Below are some of my Client Testimonials

By: Donna

I would love to thank Karen as she was amazing in finding us a mortgage. I have worked with many people and have never came across someone that is completely honest and so knowledgeable. Karen took all of my stress away within the first day as she was so committed to find us what we needed. The gentleman she set us up with is just as friendly and helpful as she is. I will recommend anyone I know to visit Karen for their mortgage as she will always head you in the right direction. My husband and I will never go elsewhere after the amazing treatment we received. Thank you so much Karen you have changed our lives

By: Arch

Karen knows her stuff! I decided to work with her after interviewing several other real estate agents. Some of them seemed like they would say anything just to get a listing, and some of their numbers were crazy out of touch with the actual prices I had seen in the area. But Karen has a no-BS approach: she'll tell you what she thinks the property is really worth, and leave it to you to decide if it's the right time to sell or not. When we did sell, Karen's price estimate turned out to be very accurate. I think that getting a good price had a lot to do with her command of many different sales strategies and ability to suggest the right one for the specific property and current market. As well, Karen has good contacts in the home improvement industry, so the necessary renovations didn't cause any delay in getting the property to market quickly. Karen is one of the few real estate professionals I would recommend without hesitation or reservation.

By: Neil and Sonya

We have used Karen twice this past year as we moved both of our mothers to retirement facilities. This last time, Karen was able to come up with a strategy for our mother which served everyone very well. It was a unique circumstance as the home our mother was selling contained 2 legal apartments. Our mother uses a walker and is in her late 80's. Karen was able to get the house sold, over selling price in under 2 weeks. It kept disruption to a minimum. Karen was so kind to our mom. We were away during some of this time and Karen was available for our mom - even offering to come over when she found things a bit overwhelming. All the while, she remained most professional and knowledgeable. I wouldn't hesitate to recommend Karen and Cirrius Realty. Karen always goes above and beyond what is expected. Thanks, so much! Neil and Sonya

By: Josh F

Once again Karen Filice did a phenomenal job selling my house in Milton. It is my pleasure to recommend Karen Filice as a top real estate agent who helped me get my house sold fast. She always tried her best and was ready with excellent advice to get me the best deal on my house. I strongly recommend her for her expertise, professionalism and integrity.

By: A & S. Karnik

We had the pleasure of working with Karen Filice this past summer. Our friends had recommended Karen to us and at our first meeting we knew we had made the right choice for our realtor. As first time homeowners we didn't quite know where to begin. Karen was wonderful to work with, she acknowledged our vision and there was never any pressure to settle for something that wasn't just what we wanted. Karen genuinely wanted us to be happy and showed extraordinary dedication to our interests by tirelessly working to ensure we found a place that we were truly satisfied with. Since we were beginners in the home-owning arena, Karen made sure we understood the intricacies of the entire process, was extremely prompt with communication and made sure all aspects of the transaction went as smoothly as possible. She was right there with us until we got our keys! We couldn't be happier with our purchase and would happily recommend Karen to anyone who is looking for an exceptional realtor. Snijana & Aditya

By: Serge K

I recently purchased my first investment property through Cirrius realty. I had many fears and doubts because I really wasn't sure what I was getting into. Karen Filice has been nothing short of amazing and totally made me feel comfortable and confident with the entire process of purchasing my first home. I would highly recommend Cirrius realty for anyone looking to purchase a home or any type of commercial or residential real estate. She made me feel confident in the entire process and I cannot wait for her to help me with my next purchase in the very near future. Thank you so much for everything Karen you are amazing. Sincerely..... Serge K


With working with Karen for many years. I always felt very confident with her, with my rental property on finding tenants and keeping me informed and updated with laws of being a landlord. After many years with her service and making the move to sell the home, I put up the listing up with Karen. She made the process so easy and went on and beyond call of duty on this one. I found she was always there with my questions and felt like she worked 24 hours day. I would use her again in a heartbeat. Thank you Karen.

By: Tim & Laura Fritsch

We would like to thank Karen on helping us with our recent home purchase. We had many questions and doubts about every aspect of what seemed to be an overwhelming process. We were fortunate to find Karen at one of her listings but felt immediately at ease with her. What impressed us most was she took the time to answer all and every question we had. From the first day we met Karen she helped us with every step of the way, Karen was always patient, receptive and accommodating. She always made us feel like we were a priority. Karen also helped us to find the mortgage. Karen exceeded all our expectations of what kind of service a real estate agent should provide. She was so pleasant to work with. We are so happy in our new home, and would not hesitate to recommend Karen to our friends, family, or anyone who wants to take the anxiety out of home buying. Thanks Again, Karen!

By: Gwynneth C.

Following the passing of my husband I decided to sell the family home and move into an adult lifestyle community to help me through a difficult time. My biggest concern was finding a Real Estate Agent who would successfuly sell the house but would also understand the mental stress that I was going through. At the suggestion of someone more experienced at relocating, I met with three agents who all provided information about the market value of my home and their process for selling it. I felt an immediate connection with Karen Filice and listed my home with her. It sold quickly thanks to her suggestions to show it to best advantage-and for the amount that Karen had advised me that I could expect. The compassionate and understanding way in which she worked with me made what could have been a very difficult experience quite positive. I live out of town but she was always available when needed and I have no doubt that this is her normal way of work. I am now looking forward to a new beginning thanks in great measure to Karen and I have no hesitation in recommending Karen and Cirrius Realty to anyone looking for an agent who puts her clients best interests first. Gwynneth C.

By: Karen Cogliati

Karen’s up to date knowledge on the housing market was exceptional – I could not have asked for a better realtor in the purchase and sale of our first home. My husband and I were moving to the Hamilton area and we had a few recommendations for realtors to help with our first home purchase. After speaking with Karen, we knew immediately that we could trust her. Karen was very responsive, educated and determined. I value her attention to details and honesty. She took the time to get to know us as clients and quickly learned what we were looking for in a home. When we finally found “the one”, Karen was there for us to secure a low rate mortgage. Even after years of owning our condo, Karen never forgot about us as clients and was always quick to respond to us with any questions we had – we were planning on selling in a couple years and wanted to make sure any updates we made would be worthwhile. When we decided to do a major renovation (make the living room, dining room, and kitchen open concept and redo the entire kitchen) we contacted Karen for advice. As we had come to expect, Karen was full of great advice and put us in contact with people she had come to trust for such work. It was altogether a great experience and we would have been lost with Karen. When it came time to consider selling our condo, we didn’t hesitate to contact Karen. She came through our place, gave us some advice on things we might consider changing, and said she looked forward to hearing from us when we were ready to sell. We did many of the inexpensive changes she suggested and put our condo on the market in January. It sold in 3 days. Even though we did not buy again in the area and were considering many options, Karen was always by our side. I ended up landing a job in Oregon and was considering buying a home. It took no time at all for Karen to reach out to her network and get us in touch with a realtor and lender in Oregon. In short, Karen is an amazing person to work with and I would recommend her to everyone I meet.

By: Sonya Veenstra

My mother had a fall which culminated in having to sell her home and move her to a senior's apartment. No one in my family had any dealings with realty issues in many years and our neighbour recommended Karen. We found her to be very knowledgeable and thorough. At all times we were treated professionally and we were always aware of what was happening in regard to the showing and sale of the home. The home sold quickly with minimal conditions - perfect for my mother and the family. We would highly recommend Karen - her professionalism is remarkable. Thanks so much, Sonya & Johanna

By: Sherri Ryerson

My initial contact with Karen Filice of Cirrius Realty was in June 2013 when she responded to an ad that I placed on Kijiji concerning the sale of my home. Unfortunately, I did not follow Karen's advice and again, I found myself threatened with Power of Sale proceedings 12 months later. This time, greater financial consequences were looming. I sought Karen out and she assisted me, and guided me throughout the entire process. Karen went above and beyond for me while always acting in my best interest. Karen alleviated the ongoing stress that I was facing. Karen sold my home within days. Should you require a real estate agent who cares for her clients as well as goes the extra mile, I would highly recommend Karen Filice for all of your real estate transactions. I cannot thank her enough.....

By: Ann Smith

Hi, just a note to say thanks for all you have done for us throughout this process. As first time buyers, we had a lot of unanswered questions regarding the purchase of our home. Thank you for providing the answers to many of these and giving us informed advice on the homes that we visited!

By: Bob

My wife and I recently worked with Karen to buy an investment property. We were very impressed with the depth of her knowledge and experience. Most importantly, Karen went "the extra mile" when issues surfaced which needed resolution. We would definitely work with Karen again without hesitation.

By: Ali Kara

I was introduced to Karen by my best friend, and I have nothing but positive things to say about the subsequent experience. From the first contact with Karen, she was professional, punctual, diligent and very honest and pragmatic. She genuinely listens to what her clients ask for, and puts in great time and effort in finding suitable properties that meet your needs. Her knowledge of the industry is immense, and so important for someone like myself, who is a first-time property renter. Having someone who is well-versed in the legal aspect of property renting and buying is key, and Karen was on-top of everything from the get-go! The relationship with Karen does not simply end when the deal is closed. She makes herself available to her clients to help field any questions or concerns that may arise afterwards. I would recommend Karen without any hesitation and with the highest enthusiasm possible. You simply will not be disappointed.

By: Heather

We recently worked with Karen to find a RTO home and she was so knowledgeable and helpful. She was pointing out things we were not even noticing. She is not about shoving the first home on you but about finding the best home to suit your needs and did just that for us. Highly recommend her and if we ever are on the search for a home again she will be the first person we Contact!! She goes above and beyond what is expected! Thank You Karen for Everything!! Heather and Doug Thorold,Ontario

By: Louis C.

I was referred to Karen about 4 months ago and had great success with finding a combined multi-family/commercial building. I found her to be very thorough and informative. We initially canvassed a large volume of properties and even though I didn’t move to submit an offer on any of them, it did not phase her in her approach to finding me a property. She remained patient with my interests and I truly appreciated her candid thoughts. Once I found a property, we negotiated for over a month with a somewhat unreasonable seller, however her unrelenting actions to secure the best deal precipitated into a great deal for me. I would recommend Karen to anyone purchasing an investment property. The best quality that I found in her was her ability to never push anything and to simply give you the facts, her thoughts and opinion, followed by how I wished to proceed. I felt comfortable the whole way through and truly appreciated that in today’s real estate industry.

By: Payam & Hoda A

We met Karen through a friend's referral, and we are very glad we did. Karen is extremely knowledgeable and proficient in what she does. She knows your vision, and as a result, will track down what you will potentially like. Her manner is very professional, inviting, and non-judgemental. Her philosophy is advocacy, and she sure advocated on our behalf when it came down to negotiating the best terms and price for us. Karen, being extremely busy herself, was able to set aside time to fit our own very busy schedule. She spent an entire day with us touring Hamilton and the surrounding area, giving us useful tips and providing pearls of wisdom that are the product of years of experience. We ended up renting a condo that fit our specifications at a reasonable price, and we are very happy. We will return to Karen without hesitation when it comes time to buy and sell. Many thanks to Karen.

By: Pat Cassidy

Karens name was given to me by a mutual contact. Selling my parents home was not easy for me and she made it much easier, it was a very old home and very tired and she gave me an insight as to what needed to be done to spruce things up a little. She is very knowledgeable, considerate and very compasionate. She would go out of her way to help you in any way she can. The house sold quickly I believe only because of her hard work and dedication to all her clients. I will refer her to anyone I know that is in the market. Thanks again so much Karen

By: J&A Flowers

We both would like to say a huge THANK YOU to Karen for the recent sale of our home. After making the decision to put our home on the market we knew we needed someone who would fully and fairly represent us and the value of our home. Yes; there were tough times (even up until closing) but Karen was there through it all, not only as an agent but also to add emotional support. Thanks again Karen, looking forward to working with you in the future.

By: Suzanne & Steve K.

To Whom it May Concern, We will definitely be referring our friends and family to Karen for any real estate dealings in the future. She left no stone unturned in her efforts to sell our townhome. From working tirelessly to market and promote our unit so it was shown in the best light, to giving us constant feedback from potential buyers so we could strategize on how to best achieve our goal on selling it relatively quickly. Karen has a multitude of assets she uses to get the job done. Not only does her vast experience and solid relationships within the real estate community come in very handy, but her integrity shines through, and this meant a lot to us because we had come into contact with alot of "snake oil type agents" that seemed to talk about a whole lot of nothing about what they were going to do and what they had to offer-unfortunately those type of agents are a dime a dozen, and with Karen we felt like we had a real gem. To sum it up..I love Karens work ethic, because she always has a plan-even more so a vision. She is always available for feedback and strategizing, and most of all, she follows through and is true to her word. What more could you ask for in an agent? Sincerely, Suzanne & Steve K.

By: Yemi & Sola Fasoyinu

I recently had a corporate relocation to Hamilton from Ottawa and needed a rental apartment. I was referred to Karen by a company that was helping me with the relocation. After some exchange of emails and phone conversation with her, my wife and I made a trip to Hamilton. When Karen came to pick us up in our hotel for the house hunting experience, it was evident that she is professional, friendly, personable, and gives high priority to the satisfaction of her clients. Karen had previously contacted a number of apartments and set up appointments for us to see them before we arrived. This narrowed our search and made the process very efficient. No wonder we felt instant bonding with her as she softly explained to us the plan for the day. We appreciated her patience and genuine interest in us and our needs. Thank you for helping us to find an apartment that is within a walking distance to my work place. We will definitely refer you to our friends!

By: Joe Grandja

I originally listed my Hamilton townhouse with another Realtor in Hamilton and unfortunately it sat on the market for over 3 months with very little activity. So I decided to take it off the market and find another agent to take care of my business. Through my network of contacts I was referred to Karen. After speaking to her on a number of occasions I decided to re-list my property with her. She spent a lot of time with me discussing different marketing strategies that will help get this property sold this time around. She also suggested things that I needed to do to make the property more appealing to potential buyers. I did my part and Karen certainly did her part as she brought an offer to the table in 2 days after it was listed! That was very impressive and it was a huge relief off my shoulder. Karen is an extreme professional backed with many years of experience and most importantly cares for her clients and really takes care of business. There is no doubt that I will continue to do business with her and send her referrals whenever I can. Thanks again Karen! You are awesome!!

By: Kathy & Don H

THANK YOU SOOOO MUCH Karen!! You have made this whole process easier for us, your kindness and support means alot to us!! Thanks again for everything and we will HIGHLY recommend you to all our friends and family!! God Bless Kathy H.

By: Chet P

I normally don’t take time out of my busy schedule to write testimonials, BUT after spending time with Karen I made it a priority. My business partner and I have been seeking to purchase investment homes in the Hamilton area. The entire process is fun and exciting due to Karen’s friendly honest approach. We have worked with a number of Real Estate agents; however Karen by far stands out the most. Karen knows her homes, is honest and cares that her clients make the best possible decision. I highly recommend Karen to anyone who is looking for a kind, knowledgeable, professional, intellectual, honest real estate agent. Still not convinced? Only one way to find out... give her a call, and see for yourself. Chet.

By: Erin and Martin

Hi, I understand you've recently met Karen Filice and are interested in potentially working with her. She has asked Erin and I to provide a quick reference for her and I wanted to tell you a little bit about our experiences working with her so far. Erin and I are a young couple in our mid-twenties and we've been serious about getting into real estate for the past year or so. We've decided to focus our efforts (for now anyway) on the Greater Hamilton Area and interviewed several real estate agents who specialized in this area. I'm not sure what exactly you're looking for in a real estate agent, but for us, we were looking for someone who understood the Hamilton rental market and who could help us uncover positive cash-flowing properties. I should note that we live in Toronto and didn't know much about Hamilton when our real estate quest began (other than what we had researched), so it was also very important to us that we work with an agent who knows Hamilton inside and out. I should also note that we've both read Don Campbell's books and are very familiar with the REIN system, though we're not currently members of the club (we plan on it someday though!). Our vision of the ideal real estate agent was someone that is reliable, that would fight for us as her clients, could be a part of our 'dream-team' and really be able to guide us in terms of what area's of the city we should be focusing on. After interviewing several different real estate agents, we determined that Karen was definitely the type of person who could help us achieve our goals. She brought the most to the table in terms of experience (within the city and owning rental properties herself), knowledge and passion for what she does. So far, Karen's been a terrific help for us and we couldn't be happier with our decision to work with her. In terms of city knowledge, Karen has provided great insight that we otherwise would not have known. It's fair to say that's she's played a major role in steering us towards the better area's of the city and making sure that we stay out of the bad ones. It's also fair to say that she's probably saved us from making some costly mistakes too! Sometimes when you're looking at MLS listings, properties can look attractive based on their potential cash flows, but Karen's been very help in regards to which listings we should pursue and which ones we shoudn't. Karen's very detail-oriented and quick about getting back to us when we have questions about listings or if we want to go visit some properties. We've had several instances when we see a property listing on a Thursday night and want to see it over that coming weekend. Despite these kinds of last-minute requests, Karen has always been able to set up a time for us to see it as quickly as possible. We've never felt that she was 'too slow' to get back to us. Another aspect that we've been really happy about with Karen, is that since we don't live in Hamilton, we don't really know any other key players for our 'dream team' (i.e. reliable contractors, lawyer's, etc). Karen's been able to refer us some great people who have been very helpful thus far. I'm sure Karen's huge network of helpful people will continue to be helpful for us as we find more properties to invest in. Lastly, Karen has gone above and beyond to help us in any way she can. We are very appreciative of all her hard work and would highly recommend her! Thanks and good luck in your future real estate endeavours! Erin and Martin

By: Okan O

Right from the beginning Karen has been an inspiration while I was searching for my first home. Her many years of experience and extensive knowledge has been invaluable in guiding me in finding the home I love and feel comfortable in. I felt relaxed while working with Karen because she never pressured me into buying anything I was not comfortable with. Karen provided top quality professional service throughout the entire home buying process and will definitely be working with her in my future purchases. Thank-you for the fantastic service!!! Thank-you Karen!!! OKan

By: Hubert s

My name is Hubert. I have been a REIN member for about 9 months now. So I had been with Karen shopping(looking) for houses ever since I joined REIN. My experience with Karen is that she's vert very knowledge, willing to work with you along the way, guide you through, and when you are in the wrong side of the deal. She will give you a kick or two to make sure you dont' go to the long route. In Real Estate. She is so knowledgable that sometimes you are wondering how could she stuff all those information inside her head. Karen can provide you with a lot of information, sometimes without even you asking for it, once she had known you more. Like the specific property price history, who own it before...etc. She can provide you a lot of useful information that REIN's is keep asking us to do research on, like population, different pockets of rental amount, interest rate, house hold income...etc. Bascially I would say she's kind of like a bio-organic mobile REIN dictionary that is for Hamilton area. You still need to do your home work, but it definity speed you up and provide a really good guide/information on your process of searching your property. I am consider myself a new REIN member, as I only join for around 9 months. So a lot of things I am doing is still quite slow on digging things through, however Karen is very patience on showing me properties even I am quite slow Occasionally there's some good deal that she will keep pushing me to be hurry up before the deal is gone. But even all those missed deals that I had, she will just keep finding deals for me that works but , she will change her stragegy, instead of go into a bid war with all the others from MLS. She let me go through some of her good deals that is ONLY under her arm. So I can have more time to go through them without run into other buyer bidding against me. In fact, that's how I got my first house. She will find ways to have you get a good property base on your preference, and she may change the approach as you move forward with her. So it's not a typical realtor that just keep telling you virtually all deals a good deal even though they are not. Don't just take my word for it, at least sit down with Karen just do some chatting, You will see what I mean once you start diggning into properties. Please let me know if you still have any questions. I am more than happy to provide in detail. Regards Hubert S.

By: Linda & Jason

We want to thank you both for all your help. Consideration and thoughtfulness during the sale of our house. Face it, 14 days on the market and then sold is amazing. We want to show how thankful we are at all the late night conversations, questions answered, your patience, and your caring. You both went above and beyond the call and it won't go un-noticed. We know we will be dealing with you again. Thank you so much, Linda & Jason

By: Sue

Dear Karen: I don't know if you remember me, but I was in to see you at the Camden Lofts about a month ago (September/1997). You gave me some advice on getting a mortgage and had Carol call me from Scotiabank and I just bought a place today! My offer was finalized last week and the bank just called today to let me know that everything was approved by CMHC. Karen, I want to give you my heartfelt thanks, for your help and advice. I really wouldn't have been able to do it without you steering me in the right direction. I went to thank you in person at the Lofts today. They told me that you had been in an accident. I hope that everything is O.K. and I want to wish you the best for the future. Regards, Sue (last name withheld)

By: Gus & Marian

Dear Karen Thank you both for all your hard work and help in allowing us to realize our dream. Regards, Gus & Marian

By: Nick S.

I am a real estate investor from Vancouver, BC, and venturing out East in search for better cash flowing properties. I decided to focus on Hamilton given the positive outlook fellow investors had on the area. I talked to several realtors and I found Karen Filice to be the most knowledgeable and experienced. I required a realtor that understood real estate investing, not just buying and selling a property. She was able to immediately provide a brief overview of Hamilton over the phone, what to watch out for in different areas, couriered a map of Hamilton to me, and sent comparables in the area immediately. I really liked the fact that she gave me a visual description of the different areas through our conversations, and even videotaped and took pictures of various properties I was interested in to give me a better idea of what I am buying as I did not fly out there. Throughout the negotiation process with the seller, she was not a “hard-sell” or “pushy” like some other realtors are, who will tell you to accept the conditions/terms just to close the deal quicker. She will give you the facts, and let you make the decisions. She has a wealth of knowledge and great contacts for out-of-town investors like me, which decreased my headaches and hassle. At the end of the closing process, she handled all the hiccups that came out on a timely manner, going to check on the property multiple times, and was communicative throughout the process. I really appreciated her hard work! Thank you once again, Karen! Nick S.

By: Dave and Charlene Coburn

We had the honor and pleasure of meeting Karen in 2008 as we were experiencing a very difficult time. She was honest, trustworthy and represented us above and beyond what we expected. We were given sound advise her integrity and honesty was greatly appreciated. We were treated with dignity and respect and Karen worked above and beyond what was needed to assist us - it would be a mistake not to have Karen in your corner.

By: Przemek & Shaina

Mar. 16/09 We just wanted to thank you for finding us a place to live so quickly. Your hardwork helped us from going completely insane. Your help was greatly appreciated. Thanks again, Przemek & Shaina Thank you! Thank you! Thank you!

By: Michelle

Feb. 19/97 Dear Karen: Thank you for your constant help and patience! All was much appreciated. I wish all business transactions are always smooth going. I will count on you in the future should I decide to sell for but now I hope all runs smoothly and that the property value and XXXXXXXX keeps going up and up! All the magazine articles were a real thrill as well. The wine and t-shirt was a real surprise!!!! I wish you all the best. Take Care! Michelle

By: Darla & Jim Perron & Ali

We are real estate investors in Hamilton ON, and needed a broker who understood unique investment strategies. We had invested in training courses, and were extremely fortunate to have met Karen. She has basically held our hands through the discovery and purchase of our first investment property. When I first contacted Karen by phone this summer, she took the time to hear what it was we were looking for, and began meeting with us immediately. Her knowledge and skills are incredible, not to mention her honesty, integrity, and commitment to helping us achieve our investment goals. She is always available and has yet to tire of our continuous questions! We are learning so much because of Karen, and are so thankful to have met such an amazing person. Thank you Karen for being the hard-working, wonderful person that you are! Darla & Jim